Filing Structured Settlement Transfer

Block 16.4 Article 2.3 Transfers of Structured Settlement Payment Rights   OAG May Charge for Filing Structured Settlement Transfer Agreement   California Insurance Code 10139(c) simply states, “The Attorney General may charge a reasonable fee fo… Continue reading Filing Structured Settlement Transfer

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS!

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS! Regardless of how simple the TV commercials and web-ads make it sound, any sale of a structured settlement requires Court Approval! What this means is that if you are thinking of a selling your structured settlement, you must first go to court and get a judge to approve the sale. More important, the judge must also make the decision that selling your structured settlement is in your best interests, or the sale of your structured settlement payments will be denied. Fact, this is true no matter […]

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The First Thanksgiving at Plymouth

The First Thanksgiving at Plymouth by Brownscombe “Our harvest being gotten in, our governor sent four men on fowling, that so we might after a special manner rejoice together.” – Edward Continue reading The First Thanksgiving at Plymouth

Your Transfer of Payment Rights

Block 17.1 Article 2.3 Transfers of Structured Settlement Payment Rights   Forget About Signing Any Waiver for Your Transfer of Payment Rights:  This Contract You Don’t Control   10139.3(a) None of the provisions of this article may be waived by … Continue reading Your Transfer of Payment Rights

AN INDEPENDENT PROFESSIONAL ADVISOR (IPA) CAN USUALLY GET YOU MORE MONEY FOR THE STRUCTURED SETTLEMENT PAYMENTS YOU ARE SELLING

AN INDEPENDENT PROFESSIONAL ADVISOR (IPA) CAN USUALLY GET YOU MORE MONEY FOR  THE STRUCTURED SETTLEMENT PAYMENTS YOU ARE SELLING Every sale of a structured settlement requires prior court approval first, and 48 states have currently enacted some form o… Continue reading AN INDEPENDENT PROFESSIONAL ADVISOR (IPA) CAN USUALLY GET YOU MORE MONEY FOR THE STRUCTURED SETTLEMENT PAYMENTS YOU ARE SELLING

When the Independent Professional Adviser is Written Out

When the Independent Professional Adviser is Written Out of the Contract by an Unwary Transfer Company This results in a denial to your petition Unfortunately, this happens today, as current as Continue reading When the Independent Professional Adviser is Written Out

National Association of Settlement Purchasers – NASP

National Association of Settlement Purchasers – NASP The National Association of Settlement Purchasers (NASP) was directly involved in getting the secondary market for structured settlement recognized and regulated.  They lobbied hard Continue reading National Association of Settlement Purchasers – NASP

Federal Interest Rate Rise vs. Structured Settlements

Structured settlements are annuities.  Annuities grow faster when interest rates are higher.  There are “fixed” and “variable” annuity rates.  If you were issued a “fixed” annuity, this means there was a stated interest rate at purchase, and it’s guaranteed to stay at the same rate. This type of annuity will not be so affected by the rise in the Federal Interest Rate. If you were issued a “variable” annuity at purchase, this means the terms can change.   In oth […] Continue reading Federal Interest Rate Rise vs. Structured Settlements

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS!

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS! Regardless of how simple the TV commercials and web-ads make it sound, any sale of a structured settlement requires Court Approval! What this means is that if you are thinking of a s… Continue reading IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS!

The Maryland Structured Settlement Protection Act

The Maryland Structured Settlement Protection Statute MARYLAND CODE COURTS AND JUDICIAL PROCEEDINGS Current through 2001 § 5-1101.(a) In this subtitle the following words have the meanings indicated. (b) “Discounted present value” means the fair present value of future payments, as determined by discounting payments to the present using the most recently published applicable federal rate for determining the present value of an annuity, as issued by the United States Internal Revenue Service. (c) “Independent professional advice” means advice of an attorney, certified public accountant, actuary, or other licensed professional adviser: (1) Who is engaged by a payee to render advice […]

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