Federal Interest Rate Rise vs. Structured Settlements

Structured settlements are annuities.  Annuities grow faster when interest rates are higher.  There are “fixed” and “variable” annuity rates.  If you were issued a “fixed” annuity, this means there was a stated interest rate at purchase, and it’s guaranteed to stay at the same rate. This type of annuity will not be so affected by the rise in the Federal Interest Rate. If you were issued a “variable” annuity at purchase, this means the terms can change.   In oth […] Continue reading Federal Interest Rate Rise vs. Structured Settlements

AN INDEPENDENT PROFESSIONAL ADVISOR (IPA) CAN USUALLY GET YOU MORE MONEY FOR THE STRUCTURED SETTLEMENT PAYMENTS YOU ARE SELLING

AN INDEPENDENT PROFESSIONAL ADVISOR (IPA) CAN USUALLY GET YOU MORE MONEY FOR  THE STRUCTURED SETTLEMENT PAYMENTS YOU ARE SELLING Every sale of a structured settlement requires prior court approval first, and 48 states have currently enacted some form o… Continue reading AN INDEPENDENT PROFESSIONAL ADVISOR (IPA) CAN USUALLY GET YOU MORE MONEY FOR THE STRUCTURED SETTLEMENT PAYMENTS YOU ARE SELLING

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS!

IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS! Regardless of how simple the TV commercials and web-ads make it sound, any sale of a structured settlement requires Court Approval! What this means is that if you are thinking of a s… Continue reading IF YOU ARE A SELLING A STRUCTURED SETTLEMENT – YOU NEED TO READ THIS!

PART I of IV of §10135. “Transfers governed by article; Requirements

PART I of IV of §10135.  “Transfers governed by article; Requirements There are three (3) types of transfers governed by Article 2.3, §10135 and there are two (2) requirements in this Continue reading PART I of IV of §10135. “Transfers governed by article; Requirements

The New Mexico Structured Settlement Protection Act

The New Mexico Structured Settlement Protection Statute N. M. S. A. 1978, § 39-1A-2 § 39-1A-1. Short title This act may be cited as the “Structured Settlement Protection Act”. § 39-1A-2. Definitions As used in the Structured Settlement Protection Act: A. “annuity issuer” means an insurer that has issued a contract to fund periodic payments under a structured settlement; B. “court” means: (1) the court of original jurisdiction that authorized or approved a structured settlement; or (2) if the court that authorized or approved the structured settlement no longer has jurisdiction to approve a transfer of payment rights under the […]

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Selling Your Structured Settlement in California

How a Lawyer is Critical to the Process of Considering Selling Your Structured Settlement in California Before 2010, if a defendant was court ordered to buy an annuity in court to Continue reading Selling Your Structured Settlement in California

Transfers of Structured Settlement Payment

Transfers of Structured Settlement Payment Rights   Compliance to Contract Writing is the Responsibility of the Transfer Company   The California Insurance Code puts the onus on the transfer company to get all of the contracts right.  The Insurance Cod… Continue reading Transfers of Structured Settlement Payment

Millions of Structured Settlements Every Year

Millions of Structured Settlements Every Year   In 2013 there were 4,628 fatal work injuries nation wide, according to results from the Census of Fatal Occupational Injuries (CFOI) conducted by the Continue reading Millions of Structured Settlements Every Year

Structured Settlement Attorney Independent Professional Advisor

Structured Settlement Attorney Independent Professional Advisor Independent Professional Advisor Helps Consumer:  Comparison of Court Terms In Comparison of Court Terms (part 1) we left off with the “J’s”.  And like we said in Part 1:… Continue reading Structured Settlement Attorney Independent Professional Advisor

Merry Christmas

​Christmas or Christmas Day (Old English: Crīstesmæsse, meaning “Christ’s Mass”) is an annual festival commemorating the birth of Jesus Christ,[7][8] observed most commonly on December 25[4][9][10] as a religious and cultural celebration among billions of people around the world.[2][11][12] A feast central to the Christian liturgical year, it is prepared for by the season ofAdvent or the Nativity Fast&nb […] Continue reading Merry Christmas